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What is financial aid?

Financial aid is money to help you pay for college. Your financial aid package is a combination of scholarships, grants, loans, and work study opportunities that you can receive when you attend JCC.

How do I get my financial aid?

Start by completing the Free Application for Federal Student Aid (FAFSA). The FAFSA helps us know which types of aid you’re eligible for.

You can file your FAFSA any time after October 1 prior to the year you plan to start classes. We recommend that all students file the FAFSA before January 1 to receive priority consideration for grants and scholarships with limited funding.

You must apply for financial aid every year, so apply as soon as you can!

1. Apply for aid

Filing your FAFSA online is free and secure.

  1. Complete and submit your FAFSA at fafsa.gov. List JCC’s federal school code 002869 under "Schools to Receive Information" so we receive your FAFSA results.
  2. Use the IRS Data Retrieval Tool to transfer tax return data directly into the FAFSA. If you do not use this tool to provide tax information, you may be required to obtain an official tax transcript from the IRS to verify your tax return data.​
  3. After you submit your FAFSA, print the confirmation page for your records.
  4. Complete any extra applications by following the link to apply for state aid.
2. Follow up

Get your Student Aid Report (SAR) after your FAFSA is processed. Your SAR will show your Estimated Family Contribution (EFC) based on your FAFSA information. If you entered JCC’s school code, this information will be sent directly to us.

  • If you provided an email address on your FAFSA, you will receive an email within several days with a link.
  • If you did not provide an email address on your FAFSA, you will receive a paper SAR in the mail in a few weeks.

Review and make any changes or corrections to your SAR.

If you have been asked to submit documentation or have received a financial aid award notification from JCC, contact us before making changes.

If your application is selected for a process called verification, we will contact you to submit additional information to make sure that your FAFSA is accurate.

If you or your family have unusual circumstances (such as loss of employment or income, marital separation, or death in the family, questions about dependency status), contact us to speak with a financial aid advisor.

3. Review your award letter

You will receive an award letter that describes your types and amounts of aid you may receive at JCC with any additional instructions.

Check your JCC Banner account regularly and watch your mail for information or documentation you may be asked to submit for financial aid. Follow instructions in Banner to receive your awards.

4. Confirm your eligibility

You will need to complete the FAFSA and state aid applications each academic year in order to continue to receive financial aid. New York, Pennsylvania, and federal aid have their own eligibility requirements.

  • You must meet federal and state citizenship and residency requirements and must not be in default of a federal student loan or owe a repayment of federal student aid.
  • You must have a valid Social Security number, meet Selective Service registration requirements, not have been convicted of certain drug violations, and satisfactorily sign and complete all applications.
  • Financial aid helps students pay for their college degree. Therefore, you must be formally accepted or matriculated by the college to study an approved degree or certificate program to receive financial aid. Apply for admission to JCC if you have not already done so. Students enrolled in the one-year certificate individual studies, special studies, or general studies programs are not eligible for federal Title IV aid. All other degree and certificate programs are approved for federal and state financial aid.
  • You need to be enrolled in coursework necessary for your degree or certificate program and be in good academic standing to qualify for most financial aid. You must meet all other eligibility criteria, including attending and participating in your courses before your aid is disbursed to your JCC student account.
  • Enrollment in a program of study abroad approved for credit may be considered as JCC enrollment  for purposes of applying for federal, state, and institutional student financial aid.
  • You must meet federal and state citizenship and residency requirements and must not be in default of a federal student loan or owe a repayment of federal student aid.
  • You must have a valid Social Security number, meet Selective Service registration requirements, not have been convicted of certain drug violations, and satisfactorily sign and complete all applications.

Frequently asked questions

What kind of financial aid can I receive?

Your unique eligibility for different kinds and amounts of financial aid is determined by the results of your annual FAFSA and specific criteria for each fund. JCC issues your SUNY Smart Track award letter after your FAFSA has been received and reviewed by our Financial Aid office. Our goal is to award you the best combination of funds that you can receive at our college.

  • Federal Pell grants
  • Iraq and Afghanistan service grants
  • Federal supplemental educational opportunity grants (SEOG)
  • Federal work study (FWS)
  • Federal Direct Stafford loans
  • Federal Direct PLUS loans
  • New York State Tuition Assistance Program (TAP)
  • New York State Aid for Part-time Study (APTS)
  • Other NYS grants and scholarships
  • Pennsylvania state grants
  • JCC institutional scholarships

We also encourage you to pursue assistance through private grants and scholarships, employee reimbursement plans, ACCES-VR (VESID), Native American aid, veteran’s benefits, and workforce development and retraining programs.

How do I add JCC to my FAFSA?

If you did not list JCC when you filed your FAFSA, you can update your federal aid report by adding JCC as a college choice. Go to step 3 on the FAFSA website and add JCC’s federal school code 002869.

How long does this all take?

It’s up to you. Apply early and submit all the information immediately to complete your application. Below are common reasons for processing delays. Review this list to avoid setbacks!

  • Social Security number, name, and /or date of birth do not match the Social Security database.
  • Incomplete information on forms.
  • Omitting student and/or parent’s income, real estate, savings values, or other assets on the FAFSA.
  • Changing information on your FAFSA populated by the IRS Data Retrieval process.
  • Incorrectly listing or omitting family members from verification form.
  • Omitting student and/or parent signatures on forms and documents.
  • Incorrect mailing address on your JCC Banner account.
How do I file for state aid?

Full-time New York state residents: You can connect to Higher Education Services Corporation (HESC) from the FAFSA confirmation page to apply for the NYS TAP grant.

  • Use the state code of 2085 for JCC.
  • If you miss the link and you provided an e-mail address on your FAFSA, you will be e-mailed a link from HESC to apply for the NYS grant.
  • You can also apply online.

Part-time New York state residents: You will complete a separate application for Aid for Part-time Study (APTS).

Pennsylvania residents: You will receive notice regarding your PHEAA grant eligibility. PHEAA is not available for courses taken at the Cattaraugus County Campus or North County Center.

student on computer at table
Need to know

Contact Financial Aid

Jamestown Campus
(Hamilton Collegiate Center)

800.388.8557 x1009 or 716.338.1009
financialaid@mail.sunyjcc.edu

Cattaraugus County Campus
(College Center)

716.376.7512
financialaid@mail.sunyjcc.edu